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Nick Combs Earns Certified Exit Planning Advisor (CEPA®) Credential
Nick Combs, Financial Advisor and Partner at Forman Investment Services, recently earned the Certified Exit Planning Advisor (CEPA®) credential. This achievement follows his completion of an intensive executive MBA-style program offered by the Exit Planning Institute® (EPI). Combs joins a distinguished group of business advisors who have received this specialized credential. The CEPA program is the world’s most widely accepted and endorsed professional exit planning program for financial, M&A, [...]
Troy Forman Earns Prestigious Certified Exit Planning Advisor
Troy Forman, MBA, Branch Manager, Financial Advisor, and Investment Management Consultant at Forman Investment Services, recently earned the prestigious Certified Exit Planning Advisor (CEPA®) credential. This achievement follows his completion of an intensive executive MBA-style program offered by the Exit Planning Institute® (EPI). Forman joins an elite group of business advisors who have received this specialized credential. The CEPA program is globally recognized as the gold standard for financial, [...]
Retirement Isn’t an Age, It’s a Cash Flow Plan
Why the best retirement strategies start with purpose, not a birthday. When most people think about retirement, they focus on age - 59½, 62, 65, or 70. But age alone doesn’t determine if you’re ready. The real question is: Can your money support the life you want - without work? That’s what retirement truly is: a cash flow plan. And understanding how to build one may matter more [...]
What to Do When You Inherit Money
A clear plan for turning a windfall into long-term financial confidence. Receiving an inheritance is often bittersweet. Whether it comes from a parent, spouse, or close family member, it's not just a financial event — it's an emotional transition. Inheriting money, property, or investments can bring uncertainty. What should you do with it? Should you invest it? Pay off debt? Keep it as-is? Here’s how to approach an [...]
What Do Higher Tax Rates Mean to You?
Planning, Investing, and Protecting Wealth in a Higher-Tax Environment Discussions around higher tax rates often generate concern among investors — and for good reason. Changes in tax policy can directly affect income, investment returns, and long-term wealth accumulation. While tax increases are frequently framed as a political issue, their practical implications are financial and strategic. Understanding how higher tax rates affect your portfolio — and what actions may [...]
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